Happy Christmas everyone! Oh, am I a bit late for that?
OK swiftly moving on then… 🙂
December was a good month all round for us, but it must be said that the savings rate limped over the line drawn at the end of the year the wise among us called 2018. So let’s find out what happened shall we?
Most random photo I could find from November!
Hey all!
Well as the name of the title probably suggests our good run of savings rates has come crashing to a spectacular end, with a lot of heavy spending all hitting us in one month (all entirely optional really, it has to be said!).
Let’s find out how/why/what the hell happened shall we?!
Quick note: This turned out to be quite a monster update in the end… I would go for a wee grab yourself a cuppa before continuing if I were you!
Today we have a guest post for you written by Kieran of Money On Fire blog! He is living an FI style life in Scotland after building up a lifestyle business that now covers his expenses and he can pretty much do what he wants, when he wants. Sounds ideal to me!
I really like his blog format, he writes short form posts that are often inspiring, about productivity, life/happiness optimisation and many other topics beyond that. It reminds me a bit of Seth Godin’s blog which is high praise indeed.
Anyway without further introduction, here is Kieran’s post…
Welcome to the latest edition of “the thought experiments” which is a monthly series of questions posed by The Saving Ninja for us bloggers to “think about” and then write out our thoughts. The posts should be more “stream of consciousness” and as unedited as possible.
Todays question to think about is:
What would you do if you knew with absolute certainty that you would die in exactly 10 years time? It doesn’t matter how you know this or what you will die of; in 3652 days you will drop dead.
My thoughts on the 10 year death clock
While it’s a little morbid in one way, it is also a great question to get you thinking about what you truly value in life.
Well I know I always say this, but what a busy month October was!
We had a nice holiday away (seems ages ago now!) to Menorca and then had more illnesses in the house, a hospital visit, and clearing out my Nan’s old house to deal with when we got back.
I also made my first podcast appearance, being interviewed by Ms ZiYou – go check it out here if you haven’t done so already.
And let’s not forget there was the UK FI London meet up which was great fun!
But the question on everyone’s lips is obviously… how did our finances get on this month, especially with the horrors of the stock market drawdown!? Let’s find out…
Keeping The Cauldron (UK)
Financially Free By Forty (UK)
Quietly Saving (UK)
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