No need for words here, this is the Ronseal of blog pages, it does what is says on the tin!

Net Worth Excluding home equity aka “Freedom Fund”

Plus savings rate

 

 

Net Worth Including Home Equity

 

Liquid Freedom Fund

This is all cash/investments that are not locked away in a Pension or SIPP*

*Not all investments are super liquid and are locked away for a certain amount of time, but are not locked away as long as a pension is. Although many (e.g. ISA investments) will still have an investment horizon on the same timelines as the Pension for practical purposes, the difference is obviously that if push came to shove I could sell those off and use them for other purposes, e.g. living costs.

 

The above tables come from my spreadsheet here if you want to take a look at the bigger picture (feel free to copy the spreadsheet and use for your own devices of course!)

Please note that this is Net Worth for both me and Mrs TFS as we come as a package 🙂

If you’d like any further information please leave a comment!

Monthly Updates

February

January

 


2017

Here are the figures and updates from 2017:

Excluding home equity aka “Freedom Fund”

Including Home Equity

Liquid Freedom Fund

This is all cash/investments that are not locked away in a Pension or SIPP

December

November

October

September

August

July

May & June

April

March

February

January

 


2016

Here are the figures and updates from 2016:

Excluding home equity aka “Freedom Fund”

Including Home Equity

Monthly Updates

December

November

October

September

August

July

June

May

April

March

February

January


2015

Here are the figures and updates from 2015:

Excluding home equity aka “Freedom Fund”

Month Net Worth Abs. Increase %age Increase Savings Rate
January £68,703 37.82%
February £71,525 £2,822 4.11% 57.30%
March £75,319 £3,794 5.30% 43.74%
April £78,605 £3,286 4.36% 36.25%
May £79,679 £1,074 1.37% 47.27%
June £79,952 £273 0.34% 47.72%
July £88,669 £8,717 10.91%  66.50%
August £87,756 -£913.00 -1.03%  47.50%
September £92,741 £4,985 5.68%  69.80%
October £96,328 £3,587 3.87%  16.86%
November £97,988 £1,660 1.72%  46.82%
December £98,147 £159 0.16%  14.88%
2015 Averages £2,454 3.07% 48.37%
2015 Totals £98,147 £29,444 42.86%

 

Including Home Equity

Month NW Inc. Home Abs. Increase %age Increase
January £135,515
February £138,719 £3,204 2.36%
March £142,895 £4,176 3.01%
April £146,563 £3,668 2.57%
May £148,019 £1,456 0.99%
June £148,674 £655 0.44%
July £157,773 £9,099 6.12%
August £157,242.00 -£531.00 -0.34%
September £162,609.00 £5,367 3.41%
October £166,578 £3,969 2.44%
November £168,620 £2,042 1.23%
December £169,161 £541 0.32%
2015 Averages £2,804 1.88%
2015 Totals £169,161 £33,646 19.89%

Monthly Updates 2015

Note: Some of the figures in the reports below may not match up to what is in the table above because I was estimating some figures (see Kev’s comment below). I can’t be bothered to go back and edit the posts but rest assured the figures in the table above are now as accurate as I can possibly get them 🙂

December

November

October

September

August

July

June

May

April

March

February

January