Today we have a guest post for you written by Kieran of Money On Fire blog! He is living an FI style life in Scotland after building up a lifestyle business that now covers his expenses and he can pretty much do what he wants, when he wants. Sounds ideal to me!

I really like his blog format, he writes short form posts that are often inspiring, about productivity, life/happiness optimisation and many other topics beyond that. It reminds me a bit of Seth Godin’s blog which is high praise indeed.

Anyway without further introduction, here is Kieran’s post…


You know what I’m talking about.

 

The thing you’ve always wanted to start once you retire.

 

Well I’m here to tell you it can’t wait.

 

If you’re on the path to FI then you have made an excellent choice to go the different route and short cut your way to early retirement giving you the freedom to do the things you want to do.

 

The freedom to do the work you want to do.

 

Because you might retire early and choose never to do anything that resembles work ever again, but I doubt that will happen. Because people love to do work, good work that fills the soul that we love and that challenges us, and that is the work that cannot wait.

 

And if you have no idea what that work could be then it’s all the more important that you start looking, because after you retire early you’re going to have a lot more time to fill without the purpose of a job to keep you centred.

 

So you need to start looking for freelance projects, learning to code, writing books, leading people on expeditions through mountain sides. The work itself doesn’t matter as long as you enjoy it, I’m just begging you not to push it off to later, because later is to late for happiness, later may never come.

 

And there is another secret reason…

 

It can be an even shorter cut to FI!

 

If you have a mindset for FI you’re quite good at managing and making money so anything you do will likely turn a profit. And as you love it and can throw yourself into it it will likely make more money. And before you know it you’re passion project will be out earning your spending and at that point, you’re as good as FI.

 

Because you’ve created something that sustains your financially and fulfils you personally all while being completely under your control so  you can do it on you own time. It could even out-earn your spending so you can invest the rest and keep growing your investment account.

 

So don’t delay, sit with a pen and paper and think about what you want when you hit your FI number and what you can do to start doing it now.


Thanks very much Kieran for the guest post, and I have to say I couldn’t agree more with your premise there, in fact it’s something I’ve written about before on here quite a few times.

If you want to learn more about Kieran he appeared on the second ever episode of the UK FI Pod, he can be found on Twitter here, and obviously don’t forget to check out the Money On Fire blog as well.

Finally I will leave you with what I believe to be an age old Scottish motivational quote, rumoured to have been the actual words of William Wallace just before he went into battle 🙂